Before you get started,
here's what trkd is — and isn't.
trkd is a simple budgeting tool built to help everyday Australian families understand where their money goes. Please take a moment to read the following.
This is not financial advice
trkd is a personal budgeting tool, not a financial advisory service. The figures, calculations and tax estimates provided within trkd are for general guidance purposes only and do not constitute financial, tax, legal or investment advice of any kind.
trkd does not take into account your personal financial situation, goals, risk tolerance or individual circumstances. Every family's financial situation is different and the tool may not reflect yours accurately.
💡 We strongly encourage you to speak with a qualified financial adviser, accountant or registered tax agent before making any significant financial decisions based on information generated by trkd.
Tax estimates are approximate only
The tax estimator within trkd uses published 2024–25 ATO tax brackets and general rules including the Medicare Levy, Low Income Tax Offset and basic deduction calculations. These are estimates only.
Your actual tax liability may differ based on your specific circumstances, including but not limited to — salary packaging, investment structures, capital gains, trust income, superannuation arrangements and other factors not accounted for in this tool.
💡 Always confirm your tax position with a registered tax agent or accountant. The ATO website at ato.gov.au is also a reliable source of current tax information.
What trkd is designed to do
trkd is designed to help you get a clearer picture of your household finances — to understand roughly where your money is going, identify potential areas of overspending, and give you a starting point for better financial conversations.
Think of it as a starting point, not a finish line. The numbers you see in trkd should prompt you to ask better questions — not make final decisions on their own.
Payments and refunds
trkd is offered as a one-off digital product priced at $9.99 AUD. Upon completing your payment you receive immediate access to the full trkd budgeting tool.
Because trkd is a digital product with instant access, we are unable to offer refunds once access has been granted. Please ensure you are happy to proceed before completing your purchase.
💡 If you experience a technical issue with trkd, please contact us and we will do our best to resolve it promptly.
Accuracy of information
While we have made every effort to ensure the information and calculations within trkd are accurate at the time of publication, we make no guarantees as to the completeness, accuracy or currency of any information provided.
Tax rates, thresholds and government policies can change. trkd may not always reflect the most current rates. Always verify important figures independently.